Reclaim Unfair Credit Card Charges
Most credit card companies will charge customers for three main things: late payment, exceeded credit limits and returned payment. Have you been charged hundreds or even thousands of pounds by your credit card company? If so, then you have a claim.
Our specialist is there to help victims of credit card penalties and knows how to win your case. They will take whatever steps they can to win your case, which includes but are not limited to the following:
- Obtain the correct records (evidence)
- Assess the value of your claim, which will also include statutory interest
- Communicate with your lender or their nominated Solicitors
- Negotiate the highest possible amount
- Assess the reasonableness of any offers made
- Chase your cheque after the dispute is resolved
- Refer your case to The Financial Services Ombudsman and manage the whole process until you get your cheque
The Law
When you take out a credit card, you are entering into a contract. If you breach that contract by late payment or exceeding credit limits the credit card company can rightly claim it's losses. However, the sum must reflect actual costs incurred as opposed to the extortionate charges that are usually made.
Our Specialist Is In Your Corner
All claims are taken on by our specialist as a no-win-no-fee basis. The fee is 25% plus VAT of the damages recovered, which is a total fee of 29.37%. If successful a minimum fee of £65 + VAT applies for each case.
All you need to do is complete the online application, which takes only a few minutes.